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Thanks for your reply but you say this: "The CGT calculation comes after this so the bank interest has no reflection on the CGT calculation"

You also say this:"Total income received £10,773.00 " so the bank interest of £482.00 does have an effect because it has been added to the Total Income on which tax is due i.e. £10,291.00

My point is that the figure of £10,773.00 is then used to calculate tax due under CGT rules when I think the figure should be £10,291.00 to reflect the fact that the £482.00 is my Personal Savings Allowance and nil rated for tax purposes.

My Taxable Capital Gain is £48,463.00 so subtracting £10,773.00 from £32,000 results in £21,227.00 taxed at 18% but subtracting £10,291.00 from £32,000 results in £21,709.00

The figure of £10,773.00 has used up more of the amount taxed at 18% so a greater amount is taxed at 28%
This makes a difference of £48.20 more CGT due.
Self Assessment » Capital Gains Tax » Go to message
Well yes my bank interest is 'income' but the calculation has already designated it as 'nil rate' because of the Personal Savings Allowance so why should it be included inthe figure 'Total income on which tax has been charged' when the CGT tax is calculated if it is income that is 'nil rated'?

The calculation for my CGT tax liability is correct if the bank interest should be included but I can't find any document on site to say that it should be.

I accept that HMRC has decided that the bank interest should be included and the calculation sheet does reflect that. I am questioning HMRC interpretation of the government's intention on how the Personal Savings Allowance should be implemented.

I have already spoken to the helpdesk who asked me to submit the calculation by email to which I did but after 10 days I had a phone call at home from someone in the 'digital team' who told me that they could only advise me to phone the helpdesk........which is where I started.
Self Assessment » Capital Gains Tax » Go to message
Viewing my HMRC calculation sheet, my income apart from CGT is £10,291.00
My bank interest is £482.00 so the calculation states Nil rate so tax liability is £0.00
I agree with these figures but when the CGT calculation is done it adds the bank interest to the £10,291 to give a figure of £10,773.00
I cannot find anywhere on the site where it is stated that the bank interest becomes taxable interest when there is a CGT liability?
An explanation would be appreciated - thanks.